NFIP Delay Threatens Closings: Elevation Certificate Guide

When the National Flood Insurance Program (NFIP) hit a temporary delay at the end of September, homebuyers felt it right away. Closings were paused. Lenders froze approvals. Insurance agents couldn’t issue new policies. For anyone buying or refinancing a home near the bay, that single federal lapse caused real stress. And right in the middle […]